Steps to Take After Experiencing a Car Accident

Statistics show that driving a car is one of the most dangerous thing most of us will ever do. Millions of injuries and thousands of deaths from car accidents are reported every year in the US alone. Though you can do your best to drive responsibly, car accidents are almost inevitable hence the need to know what to do in case you experience one. Below are steps to take after a car accident.

· Stay at the scene

You should never leave the accident scene until it is appropriate to do so. Leaving especially where someone was killed or sustained major injuries is termed as a hit and run accident and has serious penalties.

· Check all the passengers and the driver

Before assessing the damage on your car, first ensure that everyone involved in the accident is okay. Get medical assistance for anyone that needs. If any person has back pain, neck pain or is unconscious, do not move them unless the hazard requires it.

· Call the police

If there is death, significant physical injury or property damage, you should call the police immediately. Upon their arrival, request for a police report and be sure to obtain the badge number and names of the responding police officers.
 
· Exchange information

When talking to the other drivers involved in the collision, be cooperative and cordial. Request for their license number, address, contact information as well as their names. If there are passengers involved, also get their addresses, numbers and names. 

· Consider hiring an attorney

If anyone gets injured in the accident, it is prudent to hire an experienced car accident lawyer. He or she will help to maximize your recovery from the insurance as well as defend you in case you are held liable.

Most car accident lawyers work on contingency fees arrangement meaning that he will receive fees only after you receive a settlement or are awarded damages.

· Inform your insurance company

Promptly inform the insurance company that you have been involved in an accident. Give them all the information they may need about the accident, explaining each fact clearly.

Also, be sure to obtain the police report so that you can prove who broke the traffic laws and who is liable.

· Talk to the witnesses

In case there are any witnesses, get their names, address and contact information. Also, take pictures of the damage to your car as soon as you can. This helps the insurance company to determine how much you should be compensated for the damage.

Pictures of the accident scene may also be useful in court.

· Be cautious when discussing the accident

After an accident, you should only talk to the police, insurance company and a car accident lawyer. If you have to talk to the other drivers involved, be cautious and do not apologize for anything.

If you say something like, I am sorry I ran the red light’, you may be admitting legal liability for the accident. Since there is usually a lot of confusion after an accident, try not to admit guilt unintentionally.

Accidents are inevitable. However, do not let it destroy your precious life. After you have been involved in an auto accident, it’s very important to seek medical attention, record all the details of the accident and contact your attorney. The attorney will help you get the right compensation from your insurance company.
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About Kapil Kumar

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